Mortgage Consultant V, Assistant Vice President – Brea

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Company: Union Bank
Location: Brea, CA

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Are you passionate about creating an exceptional client experience?

Discover your opportunity with Union Bank, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we care about the details that matter most to our clients. We have our clients’ best interest in mind, drawing on more than 150 years of experience to understand their distinct needs and tailor our solutions. We’re part of 180,000 colleagues around the globe striving to be the world’s most trusted financial group. Trust starts with a culture of putting people first and empowering you to achieve your potential. Join Union Bank, where being inspired is expected and creating results is rewarded.


Job Summary:

As a Mortgage Consultant at Union Bank you are responsible for originating residential real estate loans and growing market share. Your primary sources to generate Purchase loan production will come from being well networked with nurtured relationships with realtors, builders and developers. Mortgage Consultants enthusiastically engage and participate in related business development activities that build business and earning potential. Focusing on our client’s needs, finding solutions and recommending the best loan products is our dedication every single day! As a result of building solid partnerships with bank personnel productive loan origination activities positively impacting loan production are maximized!

Major Responsibilities:

  • Providing stellar service to clients and prospects seeking residential mortgage loans.
  • Apply your lending knowledge and expertise to understand client’s individual needs by carefully analyzing pertinent financial, earnings and credit data to advise on an optimal loan scenario and risk level.
  • Follow up on current loans in the pipeline and provide due diligence to ensure conformity with terms as well as negotiating terms and conditions of loans with mortgage clients.
  • Develop new business or retain existing business by calling on potential or existing customers where assigned to.
  • It’s ever-changing, so staying ahead of trends and developments in the local real estate market, as well as the changing rules and regulations that pertain to mortgages is crucial.
  • Act as a brand ambassador for Union Bank to develop and implement a marketing territory to educate the community regarding the Bank’s CRA programs and efforts.

Qualifications:


Qualifications:
  • 3 or more years experience successfully originating residential first mortgages.
  • Being knowledgeable and skillful working with multiple loan types.
  • A demonstrated successful sales track record with established and nurtured relationships in market is a key factor.
  • You should have effective consultative and negotiation skills.
  • Strong organizational skills needed to be successful.
This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.