Job Description
Job Title: Director of Operations
Department: Operations
Exemption: Exempt – Full-time
Reports To: President or COO
Job Location: Fully Remote
Compensation: Competitive compensation and benefits package.
Position Overview:
As a member of the Executive Team, the National Director of Operations will be responsible for all facets of RSMC’s mortgage operations including processing, closing, post-closing, risk management, appraisal desk management and other duties and responsibilities as required or assigned by management
Primary Duties & Responsibilities:
- Oversee the centralized services department, which offers processing, closing, funding and shipping services to branches;
- Create and implement service level agreements between centralized services and customer branches
- Responsible for continuing to implement, tweak and uphold OneRepublic, RSMC’s standardization initiative, across all locations;
- Work with Underwriting Manager to create and implement service level agreements between underwriting and branch locations;
- Handle problems/trouble-shooting with all operations staff, including partner branches;
- Responsible for effective pipeline of management of loans in processing, closing, and post closing; must hold partner branches accountable for any aged unsold or uninsured loans;
- Communicate operational changes and investor changes that impact operations to all staff;
- Implement regulatory changes as they impact operational processes;
- Maintain company procedure and policy documentation;
- Run monthly calls for company-wide ops staff;
- Work with National Production manager on On-Boarding initiatives and training of new branches and loan officers.
- Assists Director of Compliance on all loan level compliance issues;
- Coordinate with Director of Technology to ensure LOS is appropriately supporting operations needs;
- Oversee appraisal desk, including insuring compliance with current state, federal and GSE requirements and respond to all appraisal desk escalations
- Lead and motivate all employees within the Processing team, encouraging a team environment between Loan Officers and Processors to complete transactions timely and efficiently
- Effectively resolve any issues and problems that arise on a daily basis
- Other duties and responsibilities as required; management may assign or reassign duties and responsibilities to this position at any time
- Work with Director of Technology and other Executive Team members to implement key initiatives, including but not limited to: (1) Day One Certainty, (2) Finicity, and (3) e-closing
Management Responsibilities:
Hire, develop, maintain, train and supervise Processors, Closers and other operations staff as required to maximize profit and minimize risk.
Competency Requirements:
- Relationships – We care about the people we serve. Establishes rapport and trust with people easily, developing and maintaining a network of contacts that can provide information, help and access to others; demonstrates personal integrity, honesty and sincerity.
- Expertise – Our people are experts in the field. Acquires and utilizes technical and professional knowledge, skills and judgement to accomplish results and serve customers effectively.
- Problem-solving. We have the know-how and resourcefulness to make it happen. Identifies problems and uses logic, judgment, and data to evaluate alternatives and recommend solutions to achieve the desired organizational goal or outcome.
- Unity. We’re all in this together. Willingly cooperates and works collaboratively towards solutions that generally benefit all involved parties and accomplish group objectives.
- Balance. We want our people to live rich, balanced lives. Maintains perspective; manages boundaries effectively; organizes and prioritizes work; manages life flexibly, being open to change; uses technology wisely; makes effective lifestyle and self-change strategies; manages expectations, being clear about what can(not) deliver.
- Listening. By being great listeners, we can find the right solution to fit your needs. Chooses a communication behavior appropriate and effective for a given situation; conveys thoughts and expresses ideas effectively through verbal and written communication; demonstrates effective, active listening.
- Integrity. Do the right thing, in the right way, at the right time. Demonstrates honesty, keeps commitments, behaves in a consistent manner.
- Commitment. We give you our word. Adheres to the team’s expectations and guidelines; fulfills individual and team responsibilities; acts promptly; takes opportunities to exceed expectations without making unreasonable commitments; keep commitments to follow up with customers, providing solutions that are fair and in keeping with the Company’s mission and policies; responds quickly to customer needs and resolves problems; avoids over-commitments
Experience & Qualifications:
- Individual must be a strong leader and communicator and have a proven track record managing projects and leading teams.
- At least ten years overseeing residential mortgage lending operations
- Must have a demonstrated ability to build quality relationships, analyze and comprehend complex financial data, and understand complex mortgage alternatives
- Experience with Encompass
- Must have familiarity with all applicable loan product guidelines
- Must be able to maintain a positive work atmosphere
- Excellent problem-solving skills and ability to work in a fast-paced environment
Equal Opportunity:
Republic State Mortgage Company is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer, dedicated to a policy of non-discrimination and non-harassment. All qualified applicants will receive consideration for employment without regard to any federal, state or locally protected class, including, but not limited to, race, color, religion, gender, gender identity or expression, pregnancy, sexual orientation, national origin, genetics, disability, age or veteran status.
Job Type: Full-time
Experience:
- Mortgage: 10 years (Required)
- Management: 5 years (Required)
Work Location:
- Fully Remote