Description
SCOPE/CONTACTS: Incumbent is accountable for providing the Branch and Bank with sound, quality loan income, and has direct responsibility for Commercial, Real Estate, Consumer, Professional and Executive lending activities, and is responsible for profitability, compliance to banking laws and regulations, and adherence to the Bank’s policies and procedures. The incumbent critiques and guides other commercial loan officers and ensures deviation from standard policies and procedures are approved. The incumbent directs and personally participates in the development of quality business through interactions with potential customers and maintains favorable banking relationships with existing customers. The incumbent often represents the Bank at many community functions and must be able to effectively function with a variety of people in any situation. Must exercise good interpersonal and communication skills.
MINIMUM QUALIFICATIONS:
8 years extensive experience in credit and lending activities, and management of a minimum staff of 5, is required. Credit analysis, accounting principles, banking laws/regulations and operations, management principles, marketing techniques, communication skills and economics acquired by a college degree and management training programs. Incumbent must have prudent judgment in decisions involving lending activities and in handling of customers, subordinate officers and employees. Excellent oral and written communication skills are required as well as a proven record of community involvement. Candidate must be willing to reside or relocate to Glen Rose.
ESSENTIAL FUNCTIONS:
Seek out and close loans to ensure the maximum overall profitability of the Branch and Bankâs commercial lending activities. Manage the Branchâs Commercial and Consumer Loan portfolio and constantly develop new business and enhance the existing business. Manage, direct and motivate officers and employees at branch involved with Retail banking, installment and commercial lending activities. Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractorâs legal duty to furnish information. 41 CFR 60-1.35(c)
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