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GENERAL FUNCTION: The SBA Operations Director position reports to the Director of Business
and Private Banking Lending Director. It is responsible for directing the strategy, technical and
operational functions of the SBA loan portfolio includingSBAloan program eligibility determination,
post-approval due diligence and loan closing, SBA reporting; and serving as the primary liaison
between the SBA (and other government guaranteed loan program entities) and Fifth Third Bank.
ESSENTIAL DUTIES & RESPONSIBILITIES:
. Oversee adherence to SBA credit and eligibility policies, ensuring compliance with government regulations and the SBA guaranty
. Maintain an in-depth working knowledge of all SBA products and services and ensure that the Business Banking leadership team and market leaders are alert to new developments or modifications of the SBA program as published by SBA Center Office in Washington, DC
. Ensure effective and efficient delivery of SBA loan eligibility, due diligence and loan closing services to the bankers who serve Fifth Third customers, with consistent fulfillment of service level agreements.
. Identify and implement process improvements in product delivery through the sales, credit, and fulfillment channels
. Responsible for implementing improvements required by SBA audits, and internal audits/reviews
. Monitor and evaluate risks and exposures associated with the processes and procedures of the SBA loan product line for the Bancorp.
. Maintain strong relationships with credit and sales teams to allow for effective execution
and problem resolution
. Manage SBA loan secondary market sales process to ensure all eligible SBA loans are bid
and sold, if Fifth Third should choose to engage in loan sales
. Participate in regional and national SBA conferences and promote Fifth Third as a leader in
the market for small business lending
. Develop training and education guidelines for SBA lending
SUPERVISORY RESPONSIBILITIES:
Responsible for providing employees timely, candid and constructive performance feedback;
developing employees to their fullest potential and provide challenging opportunities that enhance
employee career growth; developing the appropriate talent pooltoensure adequate bench strength
and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:
- Bachelor’s degree in Business or equivalent work experience
- Minimum 7 years of progressive management experience
- Minimum 7 years of SBA operations and/or business credit experience
- Thorough working knowledge of SBA SOP 50-10-5 and other SOP program guides
- Self-motivated with excellent business acumen, strategic thinking skills, and process improvement skills
- Must be creative and forward-looking, clear thinker and decision maker, and change agent
- Proven ability to collaborate with and present to executive management
- Proficiency with personal computers as well as pertinent mainframe systems and software packages such as MS Office
All the above duties and responsibilities are essential job functions for which reasonable accommodation will be made. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. This position description is not to be construed as an exhaustive statement of duties, responsibilities or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation.
SBA Operations Director
LOCATION – Cincinnati, Ohio 45227
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Locations
Cincinnati-United States of America